St. Louis City Water Bill – Pay Online, Phone Number, Direct Payment, Assistance & Service Help

Updated 2026 • Official St. Louis links reviewed

St. Louis City Water Bill: Pay Online, Phone Number, Direct Payment, Assistance and Water Service Help

St. Louis City water customers usually search for a simple answer: where to pay the water-refuse bill, which phone number to call, how to set up automatic payment, or how to get help when the bill is late.

This guide keeps the official City of St. Louis payment routes, Water Division customer service, emergency dispatch, direct payment, quarterly billing, assistance program, rates and restore-service guidance in one mobile-friendly page.

314-408-6887Phone payment
314-771-2255Water customer service
314-771-4880Water emergency dispatch
QuarterlyBills every 3 months
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Pay online

Use the official City payment page or payitSt.Louis to pay water and refuse utility bills online.

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Pay by phone

Call 314-408-6887 to pay a water-refuse bill by debit or credit card.

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Direct payment

Enroll to have the amount due automatically deducted from checking or savings on the due date.

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Water emergency

Call 314-771-4880 for Water Division emergency dispatch.

Main Official St. Louis City Water Bill Links

Editorial trust note: This guide uses official City of St. Louis, Collector of Revenue, Water Division and payitSt.Louis resources for payment, billing, customer service, water emergencies, direct payment, rates and assistance information.
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Independent guide: Water-Department.org is not the City of St. Louis or the St. Louis Water Division. Official payments, account decisions, water service restoration, assistance and emergency reporting must be handled through official city resources.

Payment options

How to Pay a St. Louis City Water-Refuse Bill

The City of St. Louis water bill is commonly handled as a water-refuse bill. The Collector of Revenue manages payment, while the Water Division handles water service and customer support.

Payment methodOfficial detailBest action
Online paymentUse the Begin Online button from the city payment page or payitSt.Louis.Open payitSt.Louis and choose Water & Refuse.
Phone paymentCall 314-408-6887 using a debit or credit card.Keep your account number and service address ready.
Direct paymentEnroll to pay directly from checking or savings on the due date.Use the Direct Payment Program if you want automatic bank deduction.
Mail paymentMail check, money order or cashier’s check with bill stub. No cash accepted.Mail to Gregory F.X. Daly, Collector of Revenue, PO Box 66787, St. Louis, MO 63166-6787.
In-person paymentWater Division and City Hall both accept in-person payment, but accepted payment types differ.Check payment type before visiting.
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Payment safety tip: Start from stlouis-mo.gov, stlwater.com or payitStLouis.com. Avoid unofficial bill-pay websites that may delay payment or add unnecessary third-party confusion.
Phone numbers

St. Louis City Water Bill Phone Numbers: Payment, Customer Service, Emergency and Quality Issues

Use the right phone number based on the task. Payment questions, Water Division service questions, water quality concerns and water emergencies have different contact routes.

NeedOfficial phone / emailUse this for
Pay by phone314-408-6887Debit or credit card water-refuse bill payment.
Water Division customer service314-771-2255Water service, billing questions, account help and water service support.
Water customer service emailwater_questions@stlwater.comNon-urgent customer service follow-up and written documentation.
Water quality issue314-592-8222 / quality@stlwater.comTaste, odor, color or water quality concerns.
Water emergency314-771-4880 / dispatchers@stlwater.comUrgent water emergency reporting.
Collector of Revenue314-622-4101, option 2Collector payment office, direct payment forms and repayment plan questions.
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Before calling: Keep your account number, service address, bill date, payment confirmation, water issue type and callback number ready.
Online account tools

payitSt.Louis and Water Division Online Account Access

St. Louis customers may see more than one online tool. payitSt.Louis is the official online payment platform for city bills and fees, while the Water Division account access tool lets customers view online utility account information.

payitSt.Louis

Use payitSt.Louis for water and refuse utility bill payment. Creating an account can help track payment history and save receipts.

Guest payment

The City payment page says customers can sign in as a guest or create an account before selecting Pay Water and Refuse Bill.

Online Account Access

The Water Division’s online account access gives up-to-date online views of customer utility account information.

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Portal tip: Use payitSt.Louis when the goal is payment. Use Water Division account access when the goal is account viewing, bill review or utility account information.
Automatic payment

Direct Payment for St. Louis Water-Refuse Bills

The City Direct Payment Program lets you pay water-refuse bills directly from a checking or savings account. The city says the amount due is deducted automatically on the due date shown.

Why use direct payment?

It reduces missed due dates, avoids mailing checks and can be cancelled if your payment preference changes.

How to get the form

Use the official Direct Payment Program page or call the Collector of Revenue’s Office at 314-622-4101 during business hours.

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Auto-pay reminder: A billing statement may still be mailed for records. Check your bank balance before the due date so the automatic debit clears properly.
Billing cycle and service

St. Louis Water Bill Cycle, Due Date Guidance and Restore-Service Steps

The Water Division FAQ says water bills are mailed quarterly, every three months. It also advises customers to pay within 20 days of the billing date to maintain a good credit rating.

TopicOfficial contextPractical action
Billing cycleBills are mailed quarterly, every 3 months.Do not compare your St. Louis bill to a monthly bill from another city.
Payment timingThe FAQ says customers should pay within 20 days of the billing date.Pay early or enroll in direct payment to reduce late-payment risk.
Repayment planRepayment plans are available through the Collector of Revenue’s Office.Call 314-622-4101, option 2, before the balance becomes harder to manage.
Restore water serviceIf service is turned off due to delinquency, restoration requires payment confirmation and a completed signed turn-on slip.Contact Water Division customer service at 314-771-2255 for account-specific steps.
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Quarterly bill tip: A St. Louis water bill may cover three months. A leak, outdoor use or unpaid previous balance can look larger because the bill is not monthly.
Assistance and repayment

St. Louis Water Utility Assistance Program and Repayment Help

The St. Louis Water Utility Assistance Program is designed for eligible city residents with qualifying hardship and delinquent balances. The program includes a financial literacy component and mandatory repayment plan enrollment.

Assistance itemOfficial detailWhat to prepare
Possible creditThe program lists a one-time credit of up to $500 for eligible customers.Account number, bill balance, proof of city residency and hardship documents.
Eligibility basicsThe program lists St. Louis City residency, COVID-19 hardship, over 90 days delinquent and 80% AMI or below among eligibility items.Income documentation and hardship details before applying.
Repayment planCustomers must enroll in a debt repayment plan for outstanding water and refuse charges.Ask the Collector of Revenue about repayment plan terms for your account.
Funding orderFunds are awarded first-come, first-served.Apply early if you believe you qualify.
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Assistance call script: “I am a St. Louis City water-refuse customer and I need help with my bill. Can you check whether I qualify for a repayment plan, utility assistance or restore-service steps?”
Rates and high bills

St. Louis Water Rates, Flat Billing, Metered Billing and High-Bill Checks

The Water Division FAQ says water rates are set by the Board of Aldermen. Residential customers may contact customer service to schedule a fixture count inspection to compare flat-rate eligibility with average water bill estimates.

Flat-rate questions

If you are a residential water user, contact customer service to discuss fixture count inspection and whether flat billing may apply.

Metered billing

For metered billing, a meter box must be installed by a licensed plumber before the meter can be set.

High-bill check

Check toilets, faucets, outside spigots, irrigation, previous balances and quarterly usage before assuming an error.

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Simple leak test: Put food coloring in the toilet tank and wait without flushing. If color appears in the bowl, the toilet may be leaking silently and increasing water use.
Office and map

St. Louis Water Division Office, Collector Office and Mail Payment Address

Use the Water Division office for water service/customer support and the Collector of Revenue office for water-refuse bill payment administration. Payment type rules are different by location.

Location / routeOfficial detailUse it for
Water Division Customer Service1640 S. Kingshighway Blvd., St. Louis, MO 63110Water service support, customer service and Water Division payment route.
Collector of RevenueCity Hall, Room 109, St. Louis, MO 63103Water-refuse bill payment through Collector office.
Mail paymentGregory F.X. Daly, Collector of Revenue, PO Box 66787, St. Louis, MO 63166-6787Mail check, money order or cashier’s check with bill stub. Do not mail cash.
Water Division hoursMonday-Friday, 8 AM-5 PMPlan calls, visits or customer service follow-up.
Water Division dropboxDropbox payments at Water Division can be made at any time.After-hours dropbox payment when appropriate.

Map shows the City of St. Louis Water Division customer service location at 1640 S. Kingshighway Blvd., St. Louis, MO 63110. For fast payment, use payitSt.Louis or phone payment when available.

Water vs sewer

Why St. Louis Water and Sewer Bills Can Be Separate

The Water Division FAQ explains that sewer and water bills are separate because they are maintained by different entities. The City of St. Louis Water Division provides water service, while the Metropolitan St. Louis Sewer District manages sewer and sewer treatment facilities.

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Important routing tip: If your question is about drinking water service, meter, water emergency or water bill, start with St. Louis Water Division. If it is about MSD sewer charges or sewer treatment billing, you may need MSD resources separately.
Avoid mistakes

Common St. Louis City Water Bill Mistakes That Cause Delays

Most payment issues can be avoided by using official payment links, understanding quarterly billing and calling the correct office before service is interrupted.

MistakeWhy it causes troubleBetter action
Using unofficial payment websitesPayments may be delayed or routed through a third party.Use stlouis-mo.gov or payitSt.Louis.
Forgetting quarterly billingA 3-month bill can look high compared with a monthly utility bill.Review billing period before disputing usage.
Waiting after delinquencyRestore-service steps may require payment confirmation and paperwork.Call 314-771-2255 and 314-622-4101 early if you are behind.
Mailing cashThe city says no cash is accepted by mail.Use check, money order or cashier’s check with bill stub.
Emailing emergencies onlyUrgent water issues need dispatch routing.Call 314-771-4880 for water emergency reporting.
Best habit: Save payitSt.Louis, 314-408-6887, 314-771-2255, 314-771-4880, 314-592-8222 and your water-refuse account number in one phone note.
Most searched FAQs

St. Louis City Water Bill FAQs

These answers cover common searches about St. Louis water-refuse bill payment, phone numbers, direct payment, customer service, emergencies, assistance, rates and quarterly billing.

QHow do I pay my St. Louis City water bill online?

Use the official City of St. Louis Pay a Water-Refuse Bill page or payitSt.Louis. Select Water and Refuse and keep your account number and address ready.

QWhat is the St. Louis water-refuse bill pay phone number?

Call 314-408-6887 to pay a water-refuse bill by debit or credit card.

QWhat is the St. Louis Water Division customer service number?

The Water Division customer service phone number is 314-771-2255.

QWhat is the St. Louis water emergency number?

The Water Division lists water emergency reporting at 314-771-4880.

QWhat number do I call for water quality problems?

For water quality issues, call 314-592-8222 or email quality@stlwater.com.

QCan I automatically pay my St. Louis water bill?

Yes. The Direct Payment Program lets customers pay water-refuse bills directly from a checking or savings account on the due date shown.

QHow often are St. Louis water bills mailed?

The Water Division FAQ says bills are mailed quarterly, every three months.

QWhen should I pay my St. Louis water bill?

The Water Division FAQ says customers should pay within 20 days of the billing date to maintain a good credit rating.

QWhere is the St. Louis Water Division office?

The Water Division customer service office is at 1640 S. Kingshighway Blvd., St. Louis, MO 63110.

QWhere do I mail a St. Louis water-refuse bill payment?

Mail payment with your bill stub to Gregory F.X. Daly, Collector of Revenue, PO Box 66787, St. Louis, MO 63166-6787. Do not mail cash.

QCan I get help paying my St. Louis water bill?

The St. Louis Water Utility Assistance Program lists a one-time credit of up to $500 for eligible customers, subject to requirements and available funding.

QAre repayment plans available?

Yes. The Water Division FAQ says repayment plans are available through the Collector of Revenue’s Office.

QHow do I restore St. Louis water service after shutoff?

If service was turned off because of a delinquent bill, the Water Division FAQ says service can be restored after payment confirmation and a completed signed turn-on slip are received. Contact customer service for account-specific steps.

QWhy are St. Louis sewer and water bills separate?

The Water Division FAQ explains that sewer and water bills are separate because they are maintained by different entities. MSD manages sewer and sewer treatment facilities, while the City Water Division provides water service.

QIs Water-Department.org the official City of St. Louis website?

No. This is an independent guide. Official payments, account decisions, emergency reporting, assistance and water service requests must be handled through official City of St. Louis and Water Division resources.

Official source table

Official Sources for St. Louis City Water Bill Customers

Use these official resources for final confirmation before paying, calling, enrolling in direct payment, requesting assistance, checking rates or restoring service.

Official sourceUse it forOpen
Pay a Water-Refuse BillOnline payment, phone payment, mail payment, direct payment and in-person payment instructions.Open payment page
Water and Refuse Bill PaymentCollector of Revenue water-refuse payment services and related bill-pay resources.Open bill payment hub
payitSt.LouisOfficial online payment platform for City of St. Louis property taxes, water utility bills and more.Open payitSt.Louis
City of St. Louis Water DivisionWater Division customer resources, account access, rates, advisories, programs and water information.Open Water Division
Water Division About / ContactCustomer service, water quality and emergency phone numbers plus Water Division office address.Open contact page
Water Division FAQQuarterly billing, direct payment, restore service, repayment plans, flat/metered billing and sewer/water distinction.Open FAQ
Online Account AccessOnline views of Water Division customer utility accounts.Open account access
Direct Payment ProgramAutomatic payment from checking or savings on the due date shown.Open direct payment
Water RatesCurrent St. Louis Water Division rates and billing structure.Open rates
Water Utility Assistance ProgramOne-time credit, hardship requirements, repayment plan and assistance application route.Open assistance
Final takeaway: For most St. Louis City water customers, use payitSt.Louis or the city Water-Refuse Bill page to pay, call 314-408-6887 for phone payment, call 314-771-2255 for Water Division customer service, call 314-771-4880 for water emergencies, and check assistance or repayment options early if the account is delinquent.
Free Water Bill & Utility Service Assistant

Pay Smarter, Check High Bills, Start Service, Avoid Shutoff and Find Official Water Department Links

Use this free tool before paying a water bill, setting up autopay, starting or stopping service, checking a high bill, requesting leak help, or looking for the official water department portal. It gives practical next steps without collecting your account number or personal details.

Start Water Bill Helper
8 toolsBill pay, high bill check, leak checklist, start/stop service, assistance and official searches.
All utilitiesWorks sitewide for city, county, parish, authority and private water utility pages.
No loginNo account number, email, service address or payment data is required.
Mobile-firstBuilt for customers searching from a phone while trying to solve a bill or service issue.

What water bill or service problem do you need to solve?

Choose your situation. The tool will suggest the safest next step, what to prepare, and which official page to check first.

Payment safety tip

Start from the official water department, city, county or utility website before entering account details. Avoid random payment ads and look-alike bill pay sites.

High bill tip

Before paying a very unusual bill, check meter reads, toilet leaks, irrigation use, estimated bills, late fees, and whether your utility offers a leak adjustment.

Water Bill Payment Route Helper

Choose how you want to pay. The tool will tell you what to prepare and the safest payment path.

High Water Bill Checker

Compare your normal bill with the new bill and get a practical investigation path before calling customer service.

Use gallons, CCF, HCF or units shown on your bill.

Leak Check and Adjustment Checklist

Use this before requesting a leak adjustment, disputing a bill, or calling the water department about high usage.

Start, Stop or Transfer Water Service Helper

Use this before moving, opening a new account, closing an old account, or transferring service to another address.

Past Due, Shutoff and Reconnection Helper

Use this if your account is late, disconnected, at risk of shutoff, or you need a payment plan or assistance program.

Simple Water Usage Cost Estimator

Estimate a rough bill from base charge, usage units, rate per unit, sewer charge, stormwater fee and service fees. Official tiered rates may be different.

Example: if usage is gallons, enter cost per gallon.

Official Water Department Resource Finder

Enter city/utility and state to create safe searches for the official water bill portal, phone number, outage page, assistance, start service, leak adjustment, and Water-Department.org guide.

Water Department vs Payment Processor

  • Water department: account help, service start/stop, leaks, repairs, shutoff, assistance.
  • Payment processor: card/eCheck payment screen, payment fee, confirmation number, posting time.

Best sitewide placement

Add this tool after the main payment section or before FAQs. It helps users solve the next problem after reading the article.

Important safety note

This tool gives educational guidance only. Always confirm payment portals, phone numbers, account balance, assistance rules and reconnection steps with the official water department or utility.

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