SAWS Water Bill Pay – Login, Pay Online, Phone Number, Assistance & Leak Adjustment

Updated 2026 • Official SAWS links reviewed

SAWS Water Bill Pay: Login, Pay Online, Phone Payment, Assistance, Payment Plans and Leak Adjustment

San Antonio Water System customers usually need one safe place to pay a bill, sign in to My Account, set up automatic payments, call customer service, request assistance or ask for a high-bill leak adjustment. This guide brings together the official SAWS payment links, phone number, customer centers, mailing details, assistance programs and leak adjustment resources so you can act without guessing.

210-704-7297SAWS customer service
My AccountView and pay bills online
KUBRADebit/credit card processor
2800 US Hwy 281 NSAWS main office
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Pay online

Use SAWS My Account to view and pay bills, manage your account and set up recurring payments.

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Pay by phone

SAWS lists 210-704-SAWS, also written as 210-704-7297, for phone payment and support.

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Auto payments

Set up recurring payments from checking or savings account through SAWS My Account.

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Leak adjustment

If a repaired leak caused a high bill, SAWS may review your account for a possible credit adjustment.

Main Official SAWS Water Bill Pay Links

Editorial trust note: This guide was prepared from official San Antonio Water System payment, My Account, contact, assistance, start-stop service, customer FAQ and leak adjustment resources.
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Independent guide: Water-Department.org is not SAWS. Official payments, account changes, payment plans, assistance approvals and leak adjustments must be handled through San Antonio Water System and its official resources.

Payment options

How to Pay Your SAWS Water Bill Online

SAWS says customers can view and pay bills using the My Account online tool. My Account is the best starting point if you want to see your balance, track your bill, manage recurring payments or use account self-service options.

Payment methodOfficial detailBest customer action
My Account onlineView and pay bills through SAWS My Account.Sign in to My Account and confirm balance before paying.
Recurring bank paymentSAWS says customers can set up recurring payments from checking or savings account.Use My Account if you want automatic payment from a bank account.
Debit / credit cardSAWS uses third-party processor KUBRA for card payments; a convenience fee applies.Review fee and card details before submitting payment.
Phone paymentSAWS lists 210-704-SAWS / 210-704-7297.Use phone payment if you do not have internet access or need phone guidance.
MailSAWS lists mailing address P.O. Box 2449, San Antonio, TX 78298.Mail early and include the correct account details.
Customer centersSAWS lists customer centers for in-person payment and account help.Visit a customer center if you need face-to-face support.
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Payment safety tip: Start from saws.org or myaccount.saws.org before entering account or card details. Avoid random bill-pay websites, search ads or third-party pages unless SAWS clearly lists them as an official option.
Phone and customer service

SAWS Water Bill Phone Number, Main Office, Mailing Address and Customer Centers

Use SAWS customer service when you have a payment issue, bill question, leak adjustment question, payment plan need or account concern that cannot be solved inside My Account.

Contact needOfficial detailUse it for
Customer service / phone payment210-704-7297Bill questions, phone payment, payment plans, assistance or account concerns.
SAWS main office2800 US Hwy 281 N, San Antonio, TX 78212Main SAWS office reference and official organization location.
Mailing addressP.O. Box 2449, San Antonio, TX 78298Mailing account correspondence or bill payment where applicable.
West Side Customer CenterLas Palmas Shopping Center, 803 Castroville Rd. Suite 406, San Antonio, TX 78237In-person payment or account representative support.
East Side Customer CenterComerica Building, 403 South W.W. White Road, San Antonio, TX 78219In-person payment or account representative support.
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Before calling: Keep your SAWS account number, service address, current bill, payment confirmation, high-bill date, leak repair proof or payment plan question ready.

Map shows the San Antonio Water System main office at 2800 US Hwy 281 N, San Antonio, TX 78212. For bill payment, use SAWS My Account or the official SAWS Pay Your Bill page.

My Account and self-service

What You Can Do Inside SAWS My Account

SAWS My Account is useful for more than a one-time bill payment. It helps customers view bills, pay online, manage usage, handle self-service tasks and keep account information current.

View and pay bills

Use My Account to check your current balance and pay your SAWS water bill online.

Manage recurring payments

Set up recurring payments from checking or savings account if you want automatic monthly payment.

Track account activity

Use account tools to follow payment history, water use, billing concerns and customer self-service options.

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Login tip: Register with details from your latest SAWS bill. After setup, save your username/password securely and verify that your phone and email are current for account notifications.
Start, stop or transfer

Start, Stop or Transfer SAWS Water Service

If you are moving into SAWS service territory, leaving a property or transferring service to a new address, do not only pay the bill. Use the official SAWS start-stop service route.

New customers

SAWS provides a start-service route for new customers moving into the service area. Keep the service address, move-in date and customer details ready.

Open SAWS New Customers

Existing customers

Existing customers can log in to My Account to stop or transfer service to a new address.

Open Start-Stop Service

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Move tip: Submit start, stop or transfer requests before your move date. Save confirmation so you can resolve final bill or service-date questions later.
Assistance and payment plans

SAWS Bill Payment Assistance, Payment Plans and Need-Based Help

If you have a past-due SAWS balance or cannot pay the full bill, do not wait until the account becomes urgent. SAWS offers payment plans, need-based financial help and partner agency resources for eligible customers.

Help optionWhat SAWS saysPractical next step
Payment planSAWS helps customers with past-due balances set up affordable monthly payment plans.Sign in to My Account or call 210-704-7297 and ask about payment plan options.
Need-based financial helpPrograms use income and household information to determine eligibility for payment assistance, discounts and other help.Open SAWS Bill Payment Assistance and review eligibility.
Partner agenciesSAWS partner agencies offer assistance programs for customers facing financial hardship.Ask SAWS which partner agency serves your address and what documents are needed.
Leak-related high billA repaired leak may qualify for a bill adjustment if conditions are met.Repair the leak, save proof and request review through the leak adjustment process.
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Assistance call script: “I am a SAWS customer and I am having trouble paying my bill. Can you check whether I qualify for a payment plan, need-based assistance, discounts, partner agency help or leak-related adjustment?”
High bill and leak adjustment

SAWS High Water Bill and Leak Adjustment Help

SAWS says customers with an unusually high bill caused by a leak on their property that has since been repaired may be eligible for a credit adjustment covering part of the excess water loss. The adjustment is not automatic, and SAWS says it has no legal obligation to grant one, but it may work with customers when conditions are met.

High-bill situationPossible reasonWhat to do
Bill suddenly increasedRunning toilet, irrigation leak, underground service-line leak or fixture leak.Check all fixtures and compare water use in My Account if available.
Leak was repairedExcess water may have been lost before repair.Save plumber invoice, parts receipt, photos or written proof of repair.
Past-due accountHigh bill plus unpaid balance may require payment plan review.Call SAWS and ask about both leak adjustment and payment plan options.
No visible leakToilet flapper, irrigation valve or hidden pipe leak may still be active.Turn off fixtures, check meter activity and inspect toilets first.
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Leak-check tip: Toilets are a common silent leak source. Put food coloring in the tank, wait without flushing, and check if color appears in the bowl. Also inspect irrigation valves, hose bibs, water heater area and soft/wet yard spots.

Open official SAWS Leak Adjustment page

In-person payment

SAWS Customer Centers and Payment Locations

SAWS customers can visit customer centers for in-person payment or account help. SAWS also works with select local businesses to collect payments on its behalf. Always confirm current location details on the official SAWS Contact Us page before visiting.

West Side Customer Center

Location: Las Palmas Shopping Center, 803 Castroville Rd. Suite 406, San Antonio, TX 78237

Hours listed by SAWS: 8 a.m. – 5 p.m. Monday through Friday

East Side Customer Center

Location: Comerica Building, 403 South W.W. White Road, San Antonio, TX 78219

Use customer centers for in-person payment or speaking with a representative about your account.

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Visit tip: Bring your account number, valid identification, current bill, payment method and any assistance or leak-adjustment documents you want SAWS to review.
Avoid mistakes

Common SAWS Water Bill Pay Mistakes That Cause Delays or Account Stress

Most SAWS payment and billing issues can be handled faster when you use official links, save payment proof, call early and keep leak or assistance documents ready.

MistakeWhy it creates troubleBetter action
Using unofficial bill-pay websitesPayments may be delayed, misdirected or include extra third-party confusion.Start from saws.org or myaccount.saws.org.
Forgetting card convenience feeDebit/credit card payments through KUBRA include a convenience fee.Compare card payment with bank draft or other options before paying.
Waiting too long for assistancePayment assistance and partner agency help may require eligibility review.Ask about payment plan or assistance before the balance becomes urgent.
Ignoring a repaired leakYou may miss a possible leak adjustment review.Repair the leak, save proof and request leak adjustment review quickly.
Not saving confirmationIt is harder to prove payment if the account does not update as expected.Save receipt, confirmation number or screenshot until the payment posts.
Best habit: Save myaccount.saws.org, 210-704-7297, your SAWS account number, the assistance page and the leak adjustment page in one note on your phone.
Most searched FAQs

SAWS Water Bill Pay FAQs

These answers cover common searches about SAWS bill pay, My Account login, phone payment, KUBRA card fees, automatic bank draft, assistance, payment plans, customer centers and leak adjustment.

QHow do I pay my SAWS water bill online?

Use the official SAWS Pay Your Bill page or sign in to SAWS My Account. My Account lets customers view and pay bills online and manage recurring payments.

QWhat is the SAWS My Account login?

The official SAWS My Account login is linked from saws.org and is available at myaccount.saws.org. Use it to view and pay bills and manage account tools.

QWhat is the SAWS water bill phone number?

SAWS lists 210-704-SAWS, also written as 210-704-7297, for customer service, bill questions and phone payment help.

QCan I pay my SAWS bill by phone?

Yes. SAWS says customers can pay over the phone by calling 210-704-SAWS or 210-704-7297.

QCan I pay SAWS with a credit or debit card?

Yes. SAWS uses third-party processor KUBRA for debit and credit card payments. KUBRA accepts major cards, and SAWS says a convenience fee applies.

QCan I set up automatic SAWS payments?

Yes. SAWS says customers can set up recurring payments from checking or savings account through My Account.

QWhere is the SAWS main office?

SAWS lists its main office at 2800 US Hwy 281 N, San Antonio, TX 78212.

QWhat is the SAWS mailing address?

SAWS lists mailing address P.O. Box 2449, San Antonio, TX 78298.

QWhere can I pay a SAWS bill in person?

SAWS lists customer centers where customers can make payments in person or speak with a representative. The West Side Customer Center is at 803 Castroville Rd. Suite 406, and the East Side Customer Center is at 403 South W.W. White Road.

QCan I get help paying my SAWS bill?

Yes. SAWS offers need-based financial help, payment assistance, partner agency resources and payment plans for eligible customers. Start from the official SAWS Bill Payment Assistance page.

QDoes SAWS offer payment plans?

Yes. SAWS says customers with a past-due balance can set up a payment plan with affordable monthly payments.

QCan SAWS adjust a high bill caused by a leak?

Possibly. SAWS says customers with unusually high bills due to a leak on their property that has since been repaired may be eligible for a credit adjustment when certain conditions are met.

QWhat proof do I need for a SAWS leak adjustment?

Keep proof that the leak was repaired, such as plumber invoice, repair receipt, parts receipt, photos or written documentation. SAWS will review the account to determine possible eligibility.

QHow do I start, stop or transfer SAWS service?

New customers can use the SAWS start-service route. Existing customers can log in to My Account to stop service or transfer service to a new address.

QIs Water-Department.org the official SAWS website?

No. This is an independent guide. Official payments, account service, payment plans, assistance decisions and leak adjustments must be handled through San Antonio Water System and official SAWS resources.

Official source table

Official Sources for SAWS Water Bill Pay Customers

Use these official SAWS resources for final confirmation before paying, registering, calling, requesting assistance, moving service or applying for leak adjustment.

Official sourceUse it forOpen
SAWS Pay Your BillOfficial payment options, My Account, recurring bank payment, card payment, phone payment, mail and in-person payment guidance.Open Pay Your Bill
SAWS My Account LoginOnline account sign-in, bill view, bill payment and account self-service.Open My Account
SAWS Contact UsCustomer service phone, main office, mailing address and customer center locations.Open Contact Us
Start-Stop ServiceStarting, stopping or transferring water service.Open Start-Stop Service
Bill Payment AssistanceNeed-based financial help, assistance programs, discounts and partner resources.Open Assistance
Leak AdjustmentHigh bill caused by repaired customer-side leak and possible account credit review.Open Leak Adjustment
Customer Service FAQsCommon billing, payment, account and customer service questions.Open FAQs
SAWS HomePayment plan, need-based help, partner help and current customer alerts.Open SAWS
Final takeaway: For most SAWS customers, use My Account to pay and manage bills, call 210-704-7297 for account help, set up recurring bank payment if you want autopay, ask for assistance before the bill becomes urgent, and request leak adjustment review after a leak has been repaired with proof.
Free Water Bill & Utility Service Assistant

Pay Smarter, Check High Bills, Start Service, Avoid Shutoff and Find Official Water Department Links

Use this free tool before paying a water bill, setting up autopay, starting or stopping service, checking a high bill, requesting leak help, or looking for the official water department portal. It gives practical next steps without collecting your account number or personal details.

Start Water Bill Helper
8 toolsBill pay, high bill check, leak checklist, start/stop service, assistance and official searches.
All utilitiesWorks sitewide for city, county, parish, authority and private water utility pages.
No loginNo account number, email, service address or payment data is required.
Mobile-firstBuilt for customers searching from a phone while trying to solve a bill or service issue.

What water bill or service problem do you need to solve?

Choose your situation. The tool will suggest the safest next step, what to prepare, and which official page to check first.

Payment safety tip

Start from the official water department, city, county or utility website before entering account details. Avoid random payment ads and look-alike bill pay sites.

High bill tip

Before paying a very unusual bill, check meter reads, toilet leaks, irrigation use, estimated bills, late fees, and whether your utility offers a leak adjustment.

Water Bill Payment Route Helper

Choose how you want to pay. The tool will tell you what to prepare and the safest payment path.

High Water Bill Checker

Compare your normal bill with the new bill and get a practical investigation path before calling customer service.

Use gallons, CCF, HCF or units shown on your bill.

Leak Check and Adjustment Checklist

Use this before requesting a leak adjustment, disputing a bill, or calling the water department about high usage.

Start, Stop or Transfer Water Service Helper

Use this before moving, opening a new account, closing an old account, or transferring service to another address.

Past Due, Shutoff and Reconnection Helper

Use this if your account is late, disconnected, at risk of shutoff, or you need a payment plan or assistance program.

Simple Water Usage Cost Estimator

Estimate a rough bill from base charge, usage units, rate per unit, sewer charge, stormwater fee and service fees. Official tiered rates may be different.

Example: if usage is gallons, enter cost per gallon.

Official Water Department Resource Finder

Enter city/utility and state to create safe searches for the official water bill portal, phone number, outage page, assistance, start service, leak adjustment, and Water-Department.org guide.

Water Department vs Payment Processor

  • Water department: account help, service start/stop, leaks, repairs, shutoff, assistance.
  • Payment processor: card/eCheck payment screen, payment fee, confirmation number, posting time.

Best sitewide placement

Add this tool after the main payment section or before FAQs. It helps users solve the next problem after reading the article.

Important safety note

This tool gives educational guidance only. Always confirm payment portals, phone numbers, account balance, assistance rules and reconnection steps with the official water department or utility.

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